What Is the Best Business Insurance for Small Companies in California?

Running a small business in California comes with unique challenges—wildfires, regulations, and high labor costs to name a few. That’s why the right insurance coverage isn’t just smart—it’s essential.

Top Insurance Types for California Small Businesses:

  • General Liability: Protects against injury or property damage claims.
  • Workers’ Compensation: Mandatory for businesses with employees.
  • Commercial Property Insurance: Covers equipment, inventory, and buildings.
  • Business Owner’s Policy (BOP): Bundles liability and property at a discounted rate.
  • Professional Liability (E&O): For businesses offering services or advice.

At Unity Stone, we shop over 100 programs to get small businesses the best rates tailored to their risk profile.