Running a small business in California comes with unique challenges—wildfires, regulations, and high labor costs to name a few. That’s why the right insurance coverage isn’t just smart—it’s essential.
Top Insurance Types for California Small Businesses:
- General Liability: Protects against injury or property damage claims.
- Workers’ Compensation: Mandatory for businesses with employees.
- Commercial Property Insurance: Covers equipment, inventory, and buildings.
- Business Owner’s Policy (BOP): Bundles liability and property at a discounted rate.
- Professional Liability (E&O): For businesses offering services or advice.
At Unity Stone, we shop over 100 programs to get small businesses the best rates tailored to their risk profile.