Personal vs. Commercial Auto Insurance: What’s Right for Your Business?

Using your car for business? Be careful—personal auto insurance might not cover you in the event of a work-related accident.

Use Commercial Auto If:

  • You transport goods or people for a fee
  • Employees drive company vehicles
  • You drive to multiple job sites
  • You use specialty vehicles like dump trucks or service vans

Commercial auto policies offer higher liability limits and cover business-related risks that personal policies don’t.