Blogs

Claims Management Tips That Keep Your Premiums Low
Frequent claims = higher premiums. But smart claims handling can help avoid unnecessary hikes. Pro Tips: Unity Stone helps businesses

High Net Worth Insurance: Protecting More Than Just Your Home
Standard policies often fall short for individuals with substantial assets. High Net Worth Insurance provides customized protection for: Unity Stone

Understanding Commercial Umbrella Coverage: Do You Need It?
Standard liability limits may not be enough when big claims hit. Commercial Umbrella Insurance adds an extra layer of protection.

Cyber Insurance: Why It’s a Must for Today’s Businesses
Data breaches and ransomware attacks aren’t just a big business problem. Small and midsize companies are prime targets. Cyber Insurance

7 Insurance Types Every Construction Company Needs
Construction is a high-risk industry—don’t leave your company exposed. Here are 7 must-have coverages: Each job site and contractor is

How to Lower Your Insurance Premiums Without Sacrificing Coverage
Nobody wants to overpay for insurance, but cutting corners can lead to big losses. Here’s how to save smart: Tips

Group Health Benefits for Small Business: Why It Matters in 2025
In today’s competitive job market, health benefits are no longer optional—they’re expected. Offering group health insurance can help attract and

Personal vs. Commercial Auto Insurance: What’s Right for Your Business?
Using your car for business? Be careful—personal auto insurance might not cover you in the event of a work-related accident.

Workers’ Compensation Insurance: How Pay-As-You-Go Saves Businesses Money
Traditional workers’ comp plans use estimated payroll—leading to surprise bills at audit time. Enter Pay-As-You-Go Workers’ Comp, a smarter, more

What Is the Best Business Insurance for Small Companies in California?
Running a small business in California comes with unique challenges—wildfires, regulations, and high labor costs to name a few. That’s